If you only have a few minor blemishes to fix, it might take less time. Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. PIRGs, up to 79% of credit reports contain mistakes or serious errors. If creditrepair is not validated within the FCRA time-frame, the account is deleted from your credit report.

Our Services

We can also remove negative items from your credit report and remove a charge-off from your credit report. It can be…if you hire the wrong company that uses the wrong process. Over 95% of the credit repair companies charge neverending monthly fees, whereas ASAP Credit Repair ONLY charges for the items we pursue. Not only does this make us one of the least expensive companies in the industry, but also the fastest!

Can I Repair My Credit On My Own, Or Do I Need A Professional Credit Repair Company?

We do not include the universe of companies or financial offers that may be available to you. Disreputable firms, phony advertisements, and companies that mimic the used car salesman persona have not done any favors for the credit repair industry. We work in conjunction with a credit repair lawyer to ensure the best results.

Need Help Disputing Information On Your Credit Reports? Credit Saint, Sky Blue And Credit Firm Are Among Our Top Picks

Even the most basic package (the standard package) includes unlimited challenges to all three credit bureaus. Upgrading to the premium package includes escalated disputes and monthly credit score reports and score refreshes. Maintaining a high credit score can help you get approved for loans and qualify for lower interest rates. But even if you pay your bills on time and in full, credit reporting errors can damage your score with lasting repercussions. We follow all regulations under the Fair Credit Reporting Act (FCRA), and the Credit Repair Organizations Act (CROA).

Whether it is for a home loan or car financing, we know the frustrations that good people like you go through when trying to get inaccurate information removed from your credit reports. But the truth is, there is no such thing as a “quick fix” when it comes to credit – it’s a process that takes time. “Credit repair” companies claiming to erase credit problems, remove situations like bankruptcies from your credit reports, or create a new credit identity for you may not be legitimate. You may wind up losing time and money, and it may even have legal consequences.